What is Travel health Insurance &
who needs it?
*Anyone traveling abroad. Even if your current health insurance carrier will reimburse you after incurring medical expenses overseas, you will have to pay the provider up front before receiving the medical attention you need; sometimes even in an emergency situation, depending on the region or country you're visiting.
*Students studying abroad for a Summer or semester. This is so important. Most students and their families assume that a school sponsored study abroad program includes health coverage, however many study abroad programs are only loosely affiliated with the university, and your child may not be covered by the University if they should need healthcare services while abroad.
*Professionals who travel regularly. If your business takes you overseas, even once a year, it's important to protect yourself. Even if you're a healthcare professional, you may need a service your group isn't able to provide for you.
*Students studying abroad for a Summer or semester. This is so important. Most students and their families assume that a school sponsored study abroad program includes health coverage, however many study abroad programs are only loosely affiliated with the university, and your child may not be covered by the University if they should need healthcare services while abroad.
*Professionals who travel regularly. If your business takes you overseas, even once a year, it's important to protect yourself. Even if you're a healthcare professional, you may need a service your group isn't able to provide for you.
faq about travel health insurance
*What is the difference between Travel, International, and Global Health Insurance ?
Essentially, the difference is simply the amount of coverage, and length of time of coverage. Mostly the terms are used for marketing purposes. Speaking to your advisor can help you choose a particular plan based on your specific needs. The link above can give you more information as well.
*Do any specific countries require International Health coverage in order to travel there?
Yes! The COVID-19 pandemic has created a phenomenon where multiple countries are now requiring foreign visitors to have health coverage before entering. As of May, 2021 the list includes: Ecuador, Tahiti, St. Martin, United Arab Emirates, Dubai, Turks and Caicos, and Abu Dhabi.
*Are there any other COVID-19 considerations before applying for my Global Health Plan?
Yes. Some plans will not issue you coverage if you've been diagnosed with COVID-19 in the last 30 days. If you have recovered from COVID-19 within the last 30 days, please contact our office so we can help you choose the right plan.
*I am forced to travel abroad for my job. Is my employer required to pay for this kind of coverage?
Legally, no. International Health Coverage is not included in the Affordable Care Act. However, we have many business clients who purchase these plans at a group rate, specifically for employees like you. Other companies allow the purchase of Global Health Coverage via Corporate spending accounts, etc. Speak to your HR department. We'd be happy to answer any questions they may have, as well. Email or call us anytime.
*Our family planned a European vacation, but are only planning on traveling overseas one time. Is International Health Insurance worth the expense for one trip?
Yes! Each Travel Health Plan is tailored to the specific traveler. There are plans for people taking one trip, plans for people who travel seasonally, and even those who plan to live overseas temporarily or permanently. Click the link below to learn more, or simply reach out to our office!
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