PERSONAL REASONS                                                         -Policy is more than 5 years old
      -Positive health change (weight loss, quit smoking)
      -Home Purchase
      -Marital status
      -Career change
​      -Change of Income
      -Education  Costs
     -Retirement
​      -Estate Taxes



                          
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​BUSINESS REASONS
     
      -Co. Valuation
      -Health of Owners
      -Partner Protection 
      -Exit Strategies
​      -Succession Planning
​      -Inheritance Tax
​      -SBA Loan

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